Ads Cards have product limits, organization limits, and the limits you set on each card. A payment must stay within all applicable limits.
Per card: USD 200,000 per day and USD 1,000,000 per month (product maximum)
Organization: a total monthly spending limit applies across all its cards
Your settings: lower daily and monthly limits you set on each card
Funds: a limit doesn’t add funds — the linked account must cover the payment
Ads Cards Product Limits
These limits apply to Ads Cards in BIN 45492416.
Limit | Value | Scope |
Daily spending | USD 200,000 | Per card, per day |
Monthly spending | USD 1,000,000 | Per card, per month |
Total cards issued per cardholder | ∞ | Cards issued to one person over time |
Cardholders per organization | ∞ | People who can hold Ads Cards in one organization |
These are the card product’s maximums. Lower limits set for your organization, a team member, or an individual card still apply.
Organization and Card Limits
Your organization’s total monthly spending limit applies across its cards. It’s separate from the product’s monthly maximum for one card. See Organization Limits and Card Issuance Allowances for the standard organization limit and how to request a change.
You can set lower daily and monthly spending limits on each card. A User’s account permissions may also restrict the amounts they can set. Follow Set or Change a Card’s Spending Limits.
Good to know: increasing a card’s limit doesn’t increase the organization’s total spending limit.
Card Issuance and Cardholders
The absence of a product-level cap doesn’t remove any card-count limits configured for your organization or a member’s monthly issuance allowance.
Check Organization Limits and Card Issuance Allowances for these controls.
Issuance blocked? Follow I Can’t Issue a Card.
Card Currency and Available Funds
Ads Cards settle in USD. A payment in another currency may involve conversion and related charges. See Ads Cards Fees.
A spending limit doesn’t add funds. The linked account must have enough available funds for the payment and applicable charges.
For a payment that fails, follow An Ads Card Payment Was Declined. Merchant and payment-method restrictions are covered in Supported Merchants for Ads Cards and About Ads Cards.
Need Help?
Contact us through the support widget or at [email protected] with your organization, the card’s name and last four digits, and the limit you’re asking about.